What Exactly Is A Credit Report? - CREDIT REPORT

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TODAY'S SAVING TIP  Theoretically, all three reports from the credit reporting agencies should be virtually identical but in fact, there are often major differences. One of the reasons for the discrepancies is that creditors and other information sources may only send ... Read more
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CREDIT REPORT: What exactly is a Credit Report?


A credit report is a factual record of your credit payment history. It's provided to companies and individuals by credit bureaus for purposes permitted by law, usually to grant you credit. The main purpose of a credit report is to help a credit grantor decide whether to grant you credit based upon your credit payment history. A credit report is a report generated from your credit file (a database maintained by a credit bureau containing your credit history).

ADDITIONAL CREDIT REPORT RELATED FACTS

Average Credit StatisticsAverage Credit Statistics
How Often Should I Get My Credit Report?How Often Should I Get My Credit Report?
What’s On A Credit Bureau ReportWhat’s On A Credit Bureau Report
Can Anyone Get A Copy Of My Report?Can Anyone Get A Copy Of My Report?
You Can Dispute Inaccurate Items With The Source Of The Information.You Can Dispute Inaccurate Items With The Source Of The Information.
How Do I Get A Copy Of My Credit Report?How Do I Get A Copy Of My Credit Report?
Can My Employer Get My Report?Can My Employer Get My Report?
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