How Much Does A Credit Report Cost? - CREDIT REPORT

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CREDIT REPORT: How much does a credit report cost?


Each credit bureau may charge you up to $9.00 for a copy of your report. However, you are entitled to one free report a year if you can show that: your report is inaccurate because of fraud; you're on welfare; or you're unemployed and plan to look for a job within 60 days. There also is no charge if a company has taken adverse action against you, such as denying your application for credit, insurance or employment, and you request your report within 60 days of receiving the notice of the adverse action.

Certain states also have passed legislation which entitle you to a free report or a report at a reduced rate.
If You Live In: Your First Report Is: Additional Reports Are:
California $8.00 $8.00
Colorado Free $8.00
Connecticut $5.00 $7.50
Georgia 2 Free Reports $9.00
Maine $2.00 $2.00
Maryland Free $5.00
Massachusetts Free $8.00
Minnesota $3.00 $9.00
Montana $8.50 $8.50
New Jersey Free $8.00
U.S. Virgin Islands $1.00 $1.00
Vermont Free $7.50


Infomation from Consumer.gov

ADDITIONAL CREDIT REPORT RELATED FACTS

Getting Your Credit ReportGetting Your Credit Report
Your Consent Is Required For Reports That Are Provided To Employers, Or Reports That Contain Medical InformationYour Consent Is Required For Reports That Are Provided To Employers, Or Reports That Contain Medical Information
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How Do I Correct Inaccurate Information On My Credit Reports?How Do I Correct Inaccurate Information On My Credit Reports?
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