Issuing Credit Reports - CREDIT RIGHTS
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TODAY'S SAVING TIP
Not only do lenders look at your credit report, but many others use it as a yardstick to determine your financial history. Here are examples:
1. Lenders
2. Auto Insurance Companies
3. Life Insurance Companies
4. Employers
5. Renters |
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CREDIT RIGHTS: Issuing credit reports
Credit bureaus, the most common type of consumer reporting agency (CRA) that compiles and issues credit reports, are required to help you understand your report. Reports can be issued only to those with a legitimate business reason. These include creditors, employers, insurers, and government agencies reviewing your status for licensing or benefit purposes, or any third party for whom you request a report.ADDITIONAL CREDIT RIGHTS RELATED FACTS
If You're Turned Down
Fair Credit Billing Act
Dispute Inaccurate Information In Your Credit Report
Denied Credit - What To Do?
Establish And Protect Your Credit - Divorce And Credit
Your Rights Under The Fair Debt Collection Practices Act
Are There Any Laws That Regulate Credit Repositories?
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